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Truck Accident InsuranceFind Lawyer For Truck Accident: Atlanta, Austin, Baltimore, Boston, Charlotte, Chicago, Cincinnati, Cleveland, Columbus, Dallas, Denver, Detroit, Fort Lauderdale, Fort Worth, Houston, Indianapolis, Jacksonville, Kansas City, Las Vegas, Long Island, Los Angeles, Memphis, Miami, Milwaukee, Minneapolis, Nashville, New Orleans, New York City, North Jersey, Oklahoma City, Orange County, Orlando, Philadelphia, Phoenix, Pittsburgh, Portland, Riverside, Sacramento, Salt Lake City, San Antonio, San Diego, San Francisco, San Jose, Seattle, South Jersey, St. Louis, Tampa, Tucson, Washington DC, West Palm Beach
Truck Accident Insurance ClaimsIf you or members of your family have been injured in an accident with a large truck, the insurance companies involved may put pressure upon you to accept a settlement that is unreasonably small. However, insurance requirements placed upon commercial vehicles differ substantially from those which apply to passenger vehicles, and insurance companies' primary concern is protecting their own assets, rather than assisting families in need. For these reasons, it is generally suggested that victims of trucking accidents speak with an experienced trucking accident attorney who will be able to advise you properly on what steps you should take following a truck accident. By signing any agreement with an at-fault party's insurance company before speaking with a qualified attorney, you may forfeit any chance of obtaining the full amount of compensation to which you may be entitled.
Because most large trucks are operated as commercial vehicles, they are subject to a different set of insurance requirements than typical automobiles. Federal regulations currently require that all commercial freight vehicles carry a minimum of $750,000 in liability coverage to compensate for the heightened risk of injury in collisions involving this type of vehicle. Additionally, vehicles which carry certain types of hazardous materials are required to carry liability insurance or a bond in the amount of $5 million for public liability or property damage.
Furthermore, each state has its own set of additional insurance rules and regulations that may surpass the federally-mandated minimums. To find out what your state's specific insurance requirements for large trucks are and learn how they may affect your specific case, we recommend speaking to a qualified trucking accident lawyer in your area.